The Property Shop Real Estate Firm
PH: 877-247-2011
  1. Check the selling prices of comparable homes in your area. Web sites such as and Zillow can give you a general idea of what you should expect to pay. You can also do a quick search of actual MLS listings in our Web sites.
  2. See what you can afford. Use a mortgage calculator to see what your payment would be, contact a local banker/mortgage company for a pre-approval . To get a sense of the maximum you should spend, use MSN Real Estate’s home affordability calculator located on our Resources page.
  3. Find out what your total monthly housing cost would be, including taxes and homeowners insurance. To get an idea of what you'll pay in insurance, pick a property in the area where you want to live and make a call to a local insurance company for an estimate. You won't be obligated to get the insurance, but you'll have a good idea of what you'll pay if you buy.
  4. Find out how much you'll likely pay in closing costs. The up front cost of settling on your home shouldn't be overlooked. Closing costs include origination fees charged by the lender, title and settlement fees, taxes and prepaid items such as homeowners insurance or homeowners association fees. You can see what closing costs average in your state by looking at's annual closing cost survey.
  5. Hire a Realtor: Studies show that home buyers who use a realtor to represent them generally get a better negotiated price than those who buy the home themselves. Realtors are up-to-date on critical processes and guide you through the buying process and make sure everything flows together smoothly.


Need more specific help to meet your home buying needs?  Feel free to contact us via the contact form on this page.  We are eager to help you in any way we can.

The Property Shop REF
Ph: 877-247-2011Fax:877-247-1142
120 North Congress St. Suite 625
Jackson, MS 39201 US
Home Search Homes Residential Listings Featured Listings Rental List Commercial Listings Open Houses Relocation Sold Listings Instant Home Value Home Value Request Sell Your House Seller Reports VIP Home Finder Buyer Reports Calculators Links F.A.Qs Real Estate News Daily Cartoon Local Area Local Schools Local Weather Rental Application Rental Request Form FHA Mortgage Financing Advertise with Us Need form for advertising Property Management About Us Meet Our Realtors Contact Designed Program What We Do My Blog Join Our Team Commercial Reports Commercial Value Request Seller Guide Buyer Guide Georgia Real Estate Foreclosures Short Sales Property Preservation Our Listings Insurance Guide Packing Tips Guide HUD Tips for First Time Buyers HomePath Veteran Affairs Home Ownership Benefits and Advantages 7 Steps Toward Ordered Finances Buying in a Tough Market Sign My Guest Book Final Walk Through Where to Find Home Buying Assistance Information Equal Housing Opportunity
LinkUAgent Partner
Powered by LinkURealty - Real Estate Web Design & Websites
View The Property Shop Real Estate Firm profile on Ariba Discovery